See your fastest path to mortgage freedom.
Start free. Understand your equity, compare payoff options, and decide what makes sense before you move forward.
Advanced tracking and specialist review are optional after you see your starting point.
Preliminary fit
Based on your inputs, this scenario qualifies for multiple paths.
Equity position
38%
LTV
62%
Goal
HELOC
Property
Primary
Monthly payment path
Lower over timeSpecialist review
- Screening completeToday
- Equity position confirmedToday
- Specialist reviewIn progress
- Next stepsPending
Guided insights: See simple ways your timeline could improve based on your scenario.
Choose your path
Start with your situation. Home or investment.
We screen your scenario first, then guide you to the right next step.
No pressure. No commitment. Just clarity on what makes sense.
Understand your equity position
Start with a free screening that estimates LTV, captures your goal, and shows what may need review.
- Basic eligibility screening
- Estimated LTV and payoff starting point
- Optional review when details need a closer look
Make smarter decisions on your real estate investments.
Screen mixed-use, investment, and commercial property scenarios and get routed to the right specialist desk.
- DSCR and scenario pre-screen
- Sponsor-ready summary
- Dedicated specialist routing
Submit deals and track referral opportunities.
Refer residential, commercial, or investor scenarios and keep visibility into next steps.
- Submit borrower or property scenarios
- Track review status
- Route deals to the right specialist
How it works
From free screening to a clearer next step
Each step gives you a different view of your equity path without forcing a decision.
Understand your position
Share property, balance, goal, and timing inputs so EquityPilot can estimate your starting point.
Compare options
Review estimated payoff, equity, and scenario signals based on the information you provide.
Track progress
Use optional Plus tools to monitor payments, save scenarios, and follow milestones over time.
Request review if needed
Ask for a specialist review when your scenario is complex or you want a second look.
Why EquityPilot
Built for real decisions, not impulse clicks.
EquityPilot helps homeowners and property operators understand their options before they commit. We are a screening and routing platform built to bring clarity, privacy, and human review into the process.
We help you understand your options before anyone tries to sell you one.
Privacy by default
Your information is protected with bank-grade security and careful handling.
Human review matters
Complex financial decisions deserve specialist oversight, not just automation.
Clear next steps
We help you understand what may fit, what may need work, and where to go next.
No pressure
Screening is meant to help you make a better decision, not force one.
Fast screening
A short intake designed to save time
No credit impact at screening
Explore options without a hard inquiry
Specialist-backed process
Real review when needed
Clearer decision-making
Understand options before moving forward
The platform
Free insight first, optional tools when you want more
Basic screening
A structured intake estimates fit, LTV, and the main items a reviewer may need to see.
Scenario guidance
Plain-English estimates explain what matters without making approval or savings claims.
Payoff tracking
Plus can unlock deeper simulator, payment tracking, saved strategies, and reminders.
Optional review
Specialist review is available when a file needs human context or a clearer next step.
Offers
Free entry stays first. Paid support stays optional.
Start with screening, upgrade for ongoing payoff tools, or request a specialist review only when it adds value.
No credit impact to start. No required upgrade before you see your starting point.
Free screening and dashboard preview
Plus tools for tracking and saved scenarios
One-time review when you want specialist input
Have a deal or referral relationship to discuss?
Use the partner intake for live deals or relationship inquiries.
See what your home equity can do for you.
Takes a few minutes. No credit impact to check.
Takes about 3–5 minutes to complete.
No credit impact at screening. Not a lender or loan approval. All scenarios reviewed by licensed professionals when applicable.